Terms of Service

1. Acceptance of Terms

Welcome to Irish Investment Advisor. By accessing and using our website, services, content, and applications (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and Irish Investment Advisor regarding your use of the Services. If you do not agree with any part of these Terms, you must not access or use our Services.

By using our Services, you confirm that you are at least 18 years of age and possess the legal authority to enter into this agreement and to use the Services in accordance with these Terms.

2. Financial Advice Disclaimer

The information provided on our website and during our consultations, workshops, and other services is for general informational and educational purposes only. It should not be construed as professional financial advice, investment advice, or any other type of advice meant to be relied upon for specific investment decisions.

Before making any investment decision, we strongly recommend consulting with a qualified financial advisor who can assess your individual financial situation, investment objectives, risk tolerance, and specific needs.

Irish Investment Advisor does not guarantee the accuracy, completeness, or timeliness of the information provided. Market conditions, regulatory environments, and other factors can change rapidly, and past performance is not indicative of future results.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Services in any way that violates any applicable local, state, national, or international law or regulation
• Attempt to gain unauthorized access to any part of our Services, computer systems, or networks
• Engage in any activity that interferes with or disrupts the Services or servers and networks connected to the Services
• Collect or harvest any information from our Services, including personal information, without our prior written consent
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Services without express written permission from Irish Investment Advisor

4. Intellectual Property

All content, features, and functionality on our Services, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, are owned by Irish Investment Advisor, its licensors, or other content providers and are protected by Irish and international copyright, trademark, patent, and other intellectual property laws.

You may access, download, or print material from the Services for your personal, non-commercial use only. You must not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Services without our prior written consent.

5. User Accounts

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding the password that you use to access our Services and for any activities or actions under your password.

You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this section.

6. Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of information in accordance with our Privacy Policy.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Irish Investment Advisor and its affiliates, officers, employees, agents, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Services
• Any conduct or content of any third party on the Services
• Any content obtained from the Services
• Unauthorized access, use, or alteration of your transmissions or content
• Investment decisions made based on information provided through our Services

In no event shall our total liability to you for all claims arising from or relating to the use of our Services exceed the amount paid by you, if any, for accessing our Services during the twelve (12) months immediately preceding the date of the claim.

8. Indemnification

You agree to defend, indemnify, and hold harmless Irish Investment Advisor, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services.

9. Termination

We may terminate or suspend your access to all or part of our Services, without notice, for any conduct that we, in our sole discretion, believe violates these Terms or is harmful to other users of the Services, us, or third parties, or for any other reason.

10. Changes to Terms

We may revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Services thereafter.

Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

11. Governing Law

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Ireland, without giving effect to any choice or conflict of law provision or rule.

12. Contact Information

Questions or comments about the Services or these Terms may be directed to our customer support team at [email protected] or by mail to:

Irish Investment Advisor
15 St. Stephen's Green
Dublin 2, D02 Y098
Ireland